When you submit your details on our website:
In order for us to provide you with the best possible deal:
- You might have to undergo a credit scoring and/or credit vetting process; and
- We will also have to submit your details to a variety of 3rd Party Providers to make that perfect deal possible for you.
How does this process work?
There is certain information needed from you in order to ensure that we find you the best possible deal.
For your chosen deal and / or best deal suited for your purpose and pocket, the specific 3rd Party Provider might require a credit scoring and / or credit vetting process before they can see whether you qualify for that deal or not.
To ensure quality to you and our 3rd Party Providers, we will only pass your information on to our 3rd Party Providers that you voluntarily submit, where it is information that is needed to provide you with the best possible deal, and where you have agreed and consented to a credit check.
By submitting your information to be shared with 3rd Party Providers you acknowledge and agree to the fact that your information may be passed on to more than one 3rd Party Provider. This is to be able to provide you with the best possible option for that perfect deal.
Undergoing a credit check:
By agreeing to a credit check you consent to the process of being scored and / or vetted and that your information may be enriched with credit information by an accredited Credit Bureau. Your information will thereafter be passed on to a 3rd Party Provider in order to provide you with the best possible deal.
Should you not pass the credit vetting process with your preferred 3rd Party Provider(s), or you are not satisfied with the deal provided, your information will be shared with other 3rd Party Providers who may be able to assist you further in getting a possible deal you are interested in. These deals will be available to you based on what your credit score determines. It might not be what you selected initially and could be of a lower subscription value. This means you might also undergo more than one credit scoring and vetting process.
You acknowledge the fact that any credit scoring and vetting process may leave a footprint on your credit score. This will however be necessary to put you in contact with a 3rd Party Provider who may be able to assist you in getting you the deal you require.
Important note to our consumers:
Obtaining a cell phone, cellular products and / or services comes at a cost. This means this cost is being provided to you in the form of credit. Credit providers use your credit score to determine whether you qualify for a loan or credit and how much interest you should pay. Kindly note that any enquiries made about your credit score and further vetting process might leave a footprint on your credit score and might have a negative impact.
Consumers can approach the National Credit Regulator for advice or assistance on any credit transaction falling under the National Credit Act. The National Credit Regulator can also assist consumers on issues related to credit bureau or credit information and debt counselling. Please visit https://nca.co.za/ncr/
When we bring you additional offers from 3rd Party Providers:
In addition to a specific deal that you have enquired about, as a subscriber of Phonefinder, we will send you marketing material or connect you with our 3rd Party Providers to keep you updated and informed about deals and offers in the cell phone, telecommunications, financial services, automotive, mobile subscription, loans, debt management, groceries, retail, charities, education, health, legal, lifestyle industries and much more. These offers will be brought to you directly via various communication channels such as our website, SMS, AVM, e-mail, whatsapp and telemarketing.
By subscribing to Phonefinder, you agree and consent that we may transfer your data to 3rd Party Providers for the purpose of marketing relevant deals and offers to you through various social media and electronic communication channels, including but not limited to email, AVM, SMS, Whatsapp or telephone.
You will be able to opt-out at any stage, should you have any difficulties in this regard, please contact us at email@example.com
You may also register on the National Do Not Contact List which can be found at www.dmasa.org
To enable our 3rd Party Provider to offer you relevant deals and offers that you might qualify for, it may be necessary for your data to undergo a credit check and go through the process of being scored and/or vetted and that your information may be enriched with credit information by an accredited Credit Bureau. You hereby consent to your information being processed by a 3rd Party Provider and/or Credit Bureau for this purpose.
You hereby consent to Phonefinder to access your credit record with credit bureaus for the purpose of ensuring we can bring you deals and specials that are relevant to you. We shall monitor your credit report for any changes that may have an impact on your risk profile or that may allow us to offer you additional products, manage your portfolio and improve our service delivery to you.